Physbone components appear to have an issue with them where if you travel far enough from world origin, your client will eventually crash.
Repro:
Go to this world
First use this avatar and go through, observe how you proceed through just fine.
Now start from the beginning with this avatar, and you should immediately crash when entering the room that is approx. 5mil from origin.
I've tested on avatars with and without physbones and only avatars with physbones did I end up crashing.