Same issue when preloading the big worlds, when player/others have changed the avatar before preload is finish, game will keep loading the world anyway, and then avatars.

It's understandable avatars with accessories being loads the last, but the local avatar(not cached?) is another thing, it should load first no matter what(which usually not issue unless player use accessories), otherwise in bigger lobby(or slow internet) it will surely cause issues(and more since there will be more accessories in the future) since you will have no idea how yourself looks like when people came and greets/talk to you.

The percentage bar also mislead since it will show the loading progress for whole instance(until everyone joined before you finished unless culled) instead of the actual progress to your own avatar loading.(build 1854)